Use your credit card abroad

Posted on March 18th, 2008 in Travel news plus deals Credit card abroad

Holidaymakers traveling abroad should make sure they know who they are dealing with, to avoid losing money when shopping abroad, according to Cheaperholidays.

The UK trade association for payments, APACS, advised this week that those travelling abroad should find reputable companies to make purchases from. However if you use your credit card then the pressure is off you.

Mark Bergman, a spokesperson for APACS, said: “If the transaction is between £100 and £30,000 then it is beneficial to use a credit card because you have that extra protection that you do not have with a debit card.”

He explained that in the instance of wanting to return an item worth around £5,000, perhaps because it is a fake, the first course of action would be to approach the retailer.

“If there is no one to approach, then you can approach your card issuer, explain the situation to them and then they are liable for that amount of expense so you are refunded by them,” Mark added.

In October 2007 the House of Lords delivered a landmark ruling that confirmed that under section 75 of the Consumer Credit Act 1974, UK consumers would continue to be protected when purchasing goods between the value of £100 and £30,000 overseas on their credit cards