Volcanic ash travel insurance nightmare

Holiday advice travel insurance: The volcanic ash cloud from Iceland has left many travelers and holiday makers with the nightmare scenario of no chance to claim on their travel insurance..

With holidays ruined, its time the Travel insurance industry stopped issuing cheap and cheerful travel insurance.. Plus travel agents should advise what is and what is not covered..

The Association of British Insurers announced that many travelers will not be covered by their insurance policies, low premiums mean there are limits on the range of risks covered by most policies.

Part of the problem with UK travel insurance is the premiums are so low that most policies are written for specified risks only and are not designed to cover ‘all risks.

“Although we do not agree with the stance that has been taken as many customers will be left with hefty bills, I do understand why it is not covered.

“Perhaps it is time for the industry to introduce more expensive products that cover ‘almost everything’ so the consumer can choose if they want a more restrictive policy for just a few pounds, or a more comprehensive one that will give them complete peace of mind.”

Today the Association of British Insurers has advised travellers to contact their travel agents as their first port of call.

Most airlines should offer either a full refund or an alternative flight and depending on your travel insurance provider will refund your premium if you took out a single trip policy.

“However, this is little relief for the many stranded travellers.”